Create Account
Our beautiful green little app
FEATURED IN
BACKED BY
FEATURED IN
BACKED BY

No paperwork

Use only your passport & US Visa to open your bank account

No branch visits

Set up your account digitally
from India

No risk

All your information is protected by bank-grade security

Ananye Patel
UCLA, Meta

“I wish I had found Swadesh sooner! It’s an excellent product and a total gamechanger for desis relocating to the US.”

Kabir Goel
UC Berkeley

“Finally, a bank made for me! I feel so seen. Never going back to traditional banking!”

Shubham Sarcar
NYU, McCann Consulting

“Slick interface, secure banking, and desi networking! I’ll be using my Swadesh account for life. Not to mention, my minimalistic Swadesh card turns heads.”

Shardul Lavekar,
YC founder

"From account opening, to getting a card, and to transferring money to other accounts - everything was super smooth. I am not opening another bank account in the US. Swadesh is my first and last choice"

Frequently Asked
Questions

What is Swadesh?

Swadesh is a Y Combinator-backed neobank for Indian students and immigrants heading to the United States.

We allow you to get an FDIC insured US Bank account before you event set foot in America!
You can start using our virtual card as soon as you land in the US and get your physical debit card delivered as soon as you settle down!

Do I need an SSN?

No! Our lightning fast onboarding only requires a current passport with a valid, non-tourist (B-1/B-2) US visa.

But you can still open an account using just your SSN and a few personal details.

Is Swadesh safe?

Yes! All Swadesh accounts are insured upto $250,000 by FDIC through our partner bank.

Moreover, your data is encrypted by 256-bit military grade encryption.

Are there any fees?

Moving to the US can be stressful on its own. To make this a little easier, we don't charge any monthly maintenance fee, application fee, or any minimum balance.