Use only your passport & US Visa to open your bank account
No branch visits
Set up your account digitally
All your information is protected by bank-grade security
Supercharged Debit Card
A debit card that works anywhere in the US, with 37K+ fee-free ATMs at locations near every major university and city!
Virtual wallet integration
Make instant online transactions before you land in the US with our virtual debit card
Wire money internationally or make domestic transfers, and connect your Swadesh account with your favourite apps
Full featured banking
Get your salary straight into your bank account with direct deposit, and deposit checks digitally on the app. No need to visit a bank branch!
“I wish I had found Swadesh sooner! It’s an excellent product and a total gamechanger for desis relocating to the US.”
“Finally, a bank made for me! I feel so seen. Never going back to traditional banking!”
“Slick interface, secure banking, and desi networking! I’ll be using my Swadesh account for life. Not to mention, my minimalistic Swadesh card turns heads.”
"From account opening, to getting a card, and to transferring money to other accounts - everything was super smooth. I am not opening another bank account in the US. Swadesh is my first and last choice"
What is Swadesh?
Swadesh is a Y Combinator-backed neobank for Indian students and immigrants heading to the United States.
We allow you to get an FDIC insured US Bank account before you event set foot in America!
You can start using our virtual card as soon as you land in the US and get your physical debit card delivered as soon as you settle down!
Do I need an SSN?
No! Our lightning fast onboarding only requires a current passport with a valid, non-tourist (B-1/B-2) US visa.
But you can still open an account using just your SSN and a few personal details.
Is Swadesh safe?
Yes! All Swadesh accounts are insured upto $250,000 by FDIC through our partner bank.
Moreover, your data is encrypted by 256-bit military grade encryption.
Are there any fees?
Moving to the US can be stressful on its own. To make this a little easier, we don't charge any monthly maintenance fee, application fee, or any minimum balance.