Use only your passport & US Visa to open your bank account
No branch visits
Set up your account digitally
All your information is protected by bank-grade security
Indian debit and credit cards don’t work in the US
Applying and taking a Forex card is cumbersome and quite expensive with the exchange rate. The Swadesh VISA doesn’t charge any FX in the US and can be used across all vendors and merchants in the US.
Making ATM withdrawals easier
Withdrawing cash from an Indian card can be almost impossible, and would require going to foreign exchange currency shops that will charge high premiums. With your US bank account and VISA Debit card that is accepted at 37,000+ ATMs across the US for free - you will be able to withdraw cash anytime anywhere without having to pay high fees.
Set up payments before you move
Our virtual card, issued before you fly, can be used to make critical payments such as paying a landlord, buying essential supplies online, and setting up payment for Uber/Lyft when you arrive.
We also offer free incoming international wires, cheapest fees for ACH, domestic wires, and help you setup with Venmo, Apple Pay, Google Pay, Samsung Pay and others for ease of payment.
Full featured banking
Your account can not only be used for making all day to day payments from groceries to shopping, but we also offer remote check deposit as well as “mail a check” service that will be critical for certain business vendors
“I wish I had found Swadesh sooner! It’s an excellent product and a total gamechanger for desis relocating to the US.”
“Finally, a bank made for me! I feel so seen. Never going back to traditional banking!”
“Slick interface, secure banking, and desi networking! I’ll be using my Swadesh account for life. Not to mention, my minimalistic Swadesh card turns heads.”
"From account opening, to getting a card, and to transferring money to other accounts - everything was super smooth. I am not opening another bank account in the US. Swadesh is my first and last choice"
What is Swadesh?
Swadesh is a Y Combinator-backed neobank for Indian students and immigrants heading to the United States.
We allow you to get an FDIC insured US Bank account before you event set foot in America!
You can start using our virtual card as soon as you land in the US and get your physical debit card delivered as soon as you settle down!
Can I invest in US stocks using Swadesh?
You currently can't invest in US stocks on your Swadesh app but you can still seamlessly set up a US trading account for future investments that otherwise would require a much more complicated process from India.
Is Swadesh safe?
Yes! All Swadesh accounts are insured upto $250,000 by FDIC through our partner bank.
Moreover, your data is encrypted by 256-bit military grade encryption.
Are there any fees?
Moving to the US can be stressful on its own. To make this a little easier, we don't charge any monthly maintenance fee, application fee, or any minimum balance.