Meet the credit card which pays you 4% interest
The only credit card which lets you cash in on high interest rates while giving you cashback for the brands you love
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A Premium Credit card with all rewards, no fees
No credit checks to apply, no barrier to premium perks and rewards.
No annual fees
No interest rates
No security deposit
Earn 4% APY on your savings.
That is 18x the national average
US checking account built for you and your needs
No annual fees
No minimum balance
Onboard with just your Passport, ITIN (or) SSN
The Solution to all your Problems.
All in One place.
Banking built for your Peace of mind
Our Customers Love us
but don’t just take our word for it
Frequently Asked Questions
If you have any questions that are not listed here, please reach out to us at help@swadesh.co
Swadesh is a Y Combinator-backed neobank for Indian students and immigrants heading to the United States.We allow you to get an FDIC insured US Bank account before you event set foot in America!You can start using our virtual card as soon as you land in the US and get your physical debit card delivered as soon as you settle down!
With a Swadesh account, you can:
1. Save lakhs of rupees on international transfers
2. Get a permanent SIM card delivered to India
3. Open and fund a US checking account from India
4. Build your credit score without any security deposit or interest
All our bank accounts are insured upto $250,000 so you can rest assured that your money is in safe hands!